Download your transactions as a CSV from your bank, then pick the file. It auto-categorizes, skips anything already imported, and sets your balance from the file.
History
💎 Net Worth
📅 This Month at a Glance
📈 Daily Trends & Runway
Avg / month
$0
Avg / day (mo)
$0
vs last month
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Top category
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Spending Trend (6 mo)
This Month by Category
Income vs Expense (this month)
🔁 Recurring & Subscriptions
🎯 Savings Goals
Add as many as you like (tuition, emergency fund, flight home). Their monthly amounts add up and feed the estimator.
🧮 Budget Estimator
Locks your fixed costs and savings, then splits what's left across your flexible categories by your real spending mix.
Monthly Budgets
Set a monthly cap per category. Resets each month.
This Month
Total budget
$0
Spent
$0
Owed to me
$0
I owe
$0
Net position$0
Add IOU
➗ Split a bill
You paid — divide it evenly among you + everyone listed, and each person gets an IOU for their share.
Balances by Person
All IOUs
Paycheck Calculator
💵 Paychecks
Saved paychecks stay on hold (not in your balance). When the check actually lands in your bank, tap Deposit to add it.
Reconcile Actual Pay Stub
Type the numbers from your real stub — it compares them to the estimate and flags any gap.
Maryland stubs show one combined "State" line — put the full state tax in MD state and leave Local at 0.
Stub History
🧾 Tax Summary
Profile & Pay
Match your bank balance now — bank transactions adjust it from here.
Physical cash you're holding. Total Balance = Bank + Cash.
International Student Tax
Nonresident (F-1/J-1) — FICA exempt
First 5 yrs, full-time. Skips Social Security + Medicare.
Federal standard deduction eligible
On only if resident for tax, or India treaty. Off for most nonresidents (incl. Bangladesh).
Bangladesh has no US tax treaty → leave 0. (China would be 5000, etc.)